COBRA ALTERNATIVE
TEMPORARY HEALTH INSURANCE PLAN
Short Term Medical/COBRA Alternative – this product provides a viable alternative to the high costs of COBRA coverage. Despite the recent COBRA premium reductions and subsidies made available through the American Recovery and Reinvestment Act of 2009, the monthly costs of COBRA can still be prohibitive to recently unemployed individuals and their families. Even though this short term medical coverage may seem not to provide the same comprehensive coverage available under the former employer’s health plan, it does provide coverage for medically necessary services and may prove to be more affordable for certain unemployed individuals.
· Typically provides substantial savings in premium compared to Cobra insurance
· Next day coverage, apply today, coverage tomorrow
· Instant policy issue (ID Card/Certificate)
· Up to 12 months of coverage
· Freedom to choose any provider
· Qualifies as “credible coverage”
· Simple but flexible Plan designs
For more details, including free answers to your Cobra questions, a price quote, or to enroll, click on the following link:
ASSOCIATION LIMITED MEDICAL
· Provides association members with valuable limited medical insurance
· Guaranteed issue for members and their spouses ages 18-64
· $1,000,000 lifetime maximum per covered person
· US citizenship not required; US residency for 12 months is required
· In-hospital daily indemnity; select $500, $750, $1,000 or $1,500 per day
· Surgery, anesthesia, lab, x-ray, wellness, emergency and ambulance benefits
· Doctor’s office visits; select $25, $50 or $75 per visit
· $2,000 accidental injury medical benefit
· $10,000 accidental death and dismemberment
· Access to Beech Street PPO network savings
· Prescription drug card and vision discounts
· Quality coverage underwritten by A rated carrier
For additional details, rates, and to enroll, clink on the following link:
